1. Consequences for the client in case of using the banking service or failure to fulfill obligations under the agreement on the provision of this banking service:
— Profit received from deposit operations is subject to income taxation in accordance with the current legislation of Ukraine.
— If the depositor receives benefits or subsidies, the receipt of additional income may result in their loss.
— When crediting funds to a deposit account opened with the Bank, the Bank, under the terms of the agreement, undertakes to return them, and the depositor shall pay for the Bank's services.
2. Consequences for the client in case of his/her untimely application to the bank for the return of funds raised under the bank deposit agreement:
— In case of untimely application of the depositor to the bank for the return of funds raised under the bank deposit agreement, such a deposit will be prolonged for the same term and on the same terms as it was made in accordance with the terms of the deposit agreement, except for the interest rate in force in the Bank on the date of deposit prolongation.
— In case of absence/cancellation of the extension, the deposit amount with accrued interest will be paid to the account specified in the deposit agreement.
3. The Bank is prohibited from requiring the Client to purchase any goods or services from the Bank, a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services).
4. The Bank shall not be entitled to unilaterally amend the agreements concluded with the customers, unless otherwise provided by the agreement or the law.
5. The client has the right to withdraw from the banking service agreement if such right is provided for by law.
6. The Client has the right to refuse to receive advertising materials via remote electronic service channels.
7. After termination of the banking service agreement, including in connection with the expiration, termination or fulfilment of such an agreement, the Client has the right to request information (certificate) from the bank regarding the fulfilment by the parties of their obligations under the agreement, including information (certificate) on the absence of debt and fulfilment of the Client's obligations under the agreement in full, which the bank provides in the form of a paper or electronic document (at the Client's option) within five business days from the date of receipt of the request.