Piraeus Bank achieved 1st and 3rd positions in the ranking of SMA bank partners in July 2014, the total amount of which equals 120. Thus, the Bank became a leader in terms of volumes of mortgage loans and TOP-3 in terms of amount of deals. Along with Piraeus Bank TOP-5 banks in terms of volumes of mortgage loans includes Radikal Bank, Delta Bank, Private Bank and Diamant Bank. With a complete list of banking institutions that entered the rating, you can visit the State Mortgage Agency website.
Piraeus Bank successfully cooperates with SMA since 2012 and offers the best loan conditions today. While applying for a loan, the client has the ability to receive loan for the purchase of real estate with a fixed interest rate of 16.5% per annum for the entire loan term of 5 to 20 years with down payment of 30% of property value. There are no hidden or additional fees. Along with a received a loan in Piraeus Bank you get European and high level of service quality.
From the beginning of 2014 within the program of cooperation with SMA the bank partners provided 219 loans on real estate purchase in the amount of UAH 54 mln.
The main purpose of the SMA is to refinance mortgage loans with the funds received from the placement of bonds and stimulate the development of the mortgage market. Securities issued by SMA provides 100% state guarantee that can be taken by the National Bank of Ukraine as collateral for loans refinancing.
To get acquainted with detailed information and conditions of mortgage lending for the SMA programs, please, visit the official site http://ipoteka.gov.ua/uk/taxonomy/term/3.
Dear customer,
On July 21st, 2022, the National Bank of Ukraine introduced changes on the transactions and operations carried out abroad (outside of the territory of Ukraine) on Hryvnia (UAH) cards and accounts. Those new limitations are only related to operations, carried out abroad from UAH cards and accounts, whilst foreign currency cards and accounts have not been impacted from those restrictions. In detail:
UAH12.500 equivalent in foreign currency per 7 days from the first time of withdrawal. The limit is not calculated cumulatively.
UAH80.000 equivalent per calendar month for transactions at POS terminals (physical presence of card or NFC technology on phone), purchases on the internet secured by full 3DSecure* and recurring payments**.
UAH20.000 equivalent per calendar month for the rest type of online transactions.